It is not surprising that only 42% of adults in the U.S. have a documented estate plan. It is easy to put estate planning off until tomorrow rather than confront the uncomfortable truth that we will some day die, and face the difficult decisions that are best made in advance of that day. One of the harsher realities of today – one that was not necessarily true for the generations before us – is that family heirlooms are not always the precious treasures they once were. Today, chances are your stuff is just stuff. The younger generations are inheriting items that, while certainly antiquated, are not the unique hand-made items that were once passed down from family to family. Antique dealers are finding little market for the outdated, mass-produced items collected by boomers and their parents. As a result, the furnishings and personal items you have accumulated over the years likely have little monetary value. And let’s face it – your children (and even more so, your grandchildren) probably do not want them. Most young people starting out today want…